Annual report 2008
Binck Bank
- Consolidated Financial Statements
- Notes to the consolidated financial statements
- Notes to the consolidated balance sheet
- 8. Cash and balances with central banks 9. Banks 10. Financial assets held for trading 11. Financial assets at fair value through profit or loss
- 12. Available-for-sale financial assets 13. Loans and receivables
- 14. Held-to-maturity financial assets 15. Investments in associates
- 16. Intangible assets
- 17. Property, plant and equipment
- 18. Tax
- 19. Deferred tax
- 20. Other assets 21. Prepayments and accrued income 22. Derivative positions held on behalf of clients
- 23. Customer deposits 24. Financial liabilities at amortised cost 25. Provisions
- 26. Other liabilities 27. Accruals and deferred income
- 28. Shareholders' equity
- Notes to the consolidated income statement
- 29. Interest 30. Commission
- 31. Other income 32. Result on investments 33. Impairment losses on financial instruments 34. Employee expenses
- 35. Depreciation and amortisation 36. Other operating expenses 37. Earnings per share (euros)
- 38. Diluted earnings per share (euros) 39. Paid and proposed dividend
- 40. Related party disclosures
- 41. Liabilities not shown on the face of the balance sheet
- 42. Post-balance-sheet events 43. Segment information
- 44. Financial risks
- 45. Fair value financial instruments
- Company Financial Statements
- Notes to the company financial statements
- Notes to the company balance sheet
- C. Cash and balances with central banks d. Due from Banks e. Financial assets held for trading f. Financial assets at fair value through profit and loss
- G. Available-for-sale financial assets h. Loans and receivables i. Held-to-maturity financial assets j. Investments in subsidiaries and associates
- K. Intangible assets
- L. Property, plant and equipment
- M. Current tax assets n. Deferred tax o. Other assets
- P. Prepayments and accrued income q. Customer deposits r. Financial liabilities at amortised cost s. Provisions
- T. Other liabilities u. Accruals and deferred income
- V. Shareholders' equity w. Other information
Notes to the consolidated income statement
2008
2007
x € 1,000
x € 1,000
29. Interest
40,640
17,945
This includes all income and expense items relating to the lending
and borrowing of money, providing they are of a similar nature to
interest, as well as interest income on credit balances or interest
expense on overdrafts.
This item comprises:
Interest income
Cash and balances with central banks
1,776
374
Financial assets at fair value through profit or loss
4,988
2,688
Available-for-sale financial assets
46,101
436
Held-to-maturity financial assets
587
893
Loans and receivables
41,895
23,577
Other interest income
153
102
95,500
28,070
Interest expense
Interest on customer deposits measured at amortised cost
52,497
9,781
Interest on accounts with credit institutions
2,360
-
Other interest expense
3
344
54,860
10,125
30. Commission
101,181
45,997
Commission comprises fees for services performed for and by third
parties in respect of securities transactions and related services.
The item comprises:
Commission income
Transaction income
129,024
63,765
Distribution fees
1,998
696
Custody fees
4,132
2,472
Other commission income
4,423
1,673
139,577
68,606
Commission expense
Stock exchange charges and clearing costs
28,779
15,281
Commission sharing
7,056
6,428
Other commission expense
2,561
900
38,396
22,609